Which apex cooperative financial institution operates at the state level in Haryana to provide refinance and credit support to cooperative banks and agricultural societies?

💡 Solution & Explanation

HARCO Bank functions as the apex cooperative bank in Haryana, coordinating the financial operations of district central cooperative banks and primary agricultural credit societies across the state. It acts as the vital financial bridge between NABARD and grassroots cooperative credit structures. Cooperative banking plays an essential role in delivering institutional credit to small farmers at subsidized interest rates.