What does the 'Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)' aim to provide?

💡 Solution & Explanation

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana aims to provide health insurance coverage of up to five lakh rupees per family per year for secondary and tertiary care hospitalization across empanelled hospitals. It targets vulnerable bottom-of-the-pyramid segments rather than providing agricultural subsidies or direct income support to graduates. As a centrally sponsored scheme, it forms the bedrock of India's public health protection framework. Social sector welfare schemes are recurrently examined in competitive tests.