Economics • Indian EconomyEasy
What does the 'PM-JAY (Pradhan Mantri Jan Arogya Yojana)' under Ayushman Bharat primarily ensure?
A. Comprehensive crop insurance coverage for farmers against natural calamities.
B. Health insurance coverage of up to a specified amount per family per year for secondary and tertiary care hospitalization.✓ Correct Answer
C. Monthly pension support for unorganized sector workers after attaining the age of 60 years.
D. Financial assistance for girl child education and marriage expenses.
💡 Solution & Explanation
Ayushman Bharat PM-JAY provides health insurance coverage of up to five lakh rupees per family per year for secondary and tertiary care hospitalization, acting as the largest state-funded health assurance scheme. Other choices concerning crop insurance, pensions, or girl child education relate to distinct welfare programs like PMFBY, PM-SYM, and Sukanya Samriddhi Yojana respectively. This scheme is fully funded by the central and state governments to reduce out-of-pocket healthcare expenditure.
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